Owner financed homes throughout Louisiana
We create homeowners when traditional bank lending is not an option.
Our approach
Jefa Homes specializes in offering a straightforward path to homeownership for home buyers and investors, without the burdensome underwriting and large down payment requirement of banks. Through our Bond for Deed financing program, you can acquire a home with as little as $3500 down.
Unlock the door to homeownership in 4 easy steps:
Step 1:
Pre-Qualify
Get into our system and we’ll notify you when new properties become available that meet your criteria. It’s free, there is no impact to your credit score, and no obligation.
Step 2:
Property Tour
Schedule a time to view the home and neighborhood so you can see if it is the right fit for you.
Step 3:
Secure Your Home
Make your journey to homeownership official by signing the Bond for Deed agreement and submitting your down payment through our local title company.
Step 4:
Move In
Congratulations on your new home! Get the keys, move in, and have the freedom to renovate, decorate, and live how you see fit.
We’re changing the way people buy homes
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Low Down Payment + Fixed monthly payments
Through our Bond for Deed program, buyers can keep more cash in their pockets while starting their journey to ownership.
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Bad credit or no credit will NOT disqualify you
Your past doesn't have to shape your future. That's why we strive to make homeownership achievable for everyone.
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Simple process complete in as little as 2 weeks
We handle all the groundwork to guarantee the property is clear of liens, tax obligations, and other delays, allowing you to move in according to your timetable.
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Safe and secure monthly payment system
We work with a title company and mortgage servicing company, ensuring all documents and payments are legal and secure.
INDUSTRY OVERVIEW
In recent years, the real estate sector has experienced unpredictable fluctuations driven by competition, interest rates, and property availability. These variables significantly affect individuals with lower incomes or insufficient down payments, making traditional mortgage qualification nearly impossible. Consequently, homeownership becomes inaccessible for many.
These market dynamics not only impact traditional homeowners but also pose challenges for landlord investors. They encounter substantial risks to their credit, finances, and time while striving to offer housing solutions to renters.
We have the solution
We understand that these obstacles impact individuals in diverse ways. That is why we're dedicated to aiding both traditional homebuyers unable to meet the large down payment criteria of institutional lenders, and landlord investors aiming to grow their ventures. Leveraging our expertise and experience, we guide others through the complexities of today's market.
Our aim is to secure optimal deals for homeowners and investors, facilitating smart decisions that make homeownership a reality. We believe our commitment to offering valuable insights and personalized service distinguishes us from other real estate investment firms.
Get started with Jefa Homes today.
Our qualification process for prospective buyers is seamless, completely free, and straightforward. We simply get to know you, your home buying goals, and timeline. Then when a property fits your criteria, we send it directly to you and if it looks like a fit we book a showing.
Free. No Commitment. No Impact on your credit score.